Mr Bob Shah
29 Bedford Park Road
Moor Park
Middlesex
HA6 2AY
										7 June 2007					

Dear Bob

PZK Executive Pension Scheme

Please find enclosed the following deeds I have drafted for your scheme. 

Deed of Removal – this deed removes Pensioneer Trustees London Limited from the scheme and leaves the assets of the scheme solely in you, Indu and Praful’s name. 

New Definitive Trust Deed and Rules – This deed adopts the new pension simplification provisions and it will need to be signed by you, Indu and Praful. You and Indu will need to sign it on behalf of the Company

Deed of Change of Trustee – once Pensioneer Trustees London Limited has been removed and the new rules adopted you wanted Kishor to be a co-trustee of the scheme, should anything happen to you or Indu. This deed appoints Kishor to the Scheme.  It also contains the provision for Praful to be removed as a Trustee of the scheme. It cannot be adopted until Praful’s funds are registered in the name of his new Scheme, called The DKR Pension Scheme and he has also signed this deed. I will liaise with Praful on this once the new rules have been adopted. 

Going forward, your scheme will under the new rules with you, Indu and Kishor as Trustees. Only you, Indu and Kishor will be party to the investments made. Should you choose, we can undertake the annual reporting and returns to HMRC and the Regulator on you behalf as part of our fixed administration service. Your Company, Guru Gifts will be the registered Administrator for tax purposes.  

Yours sincerely

Gavin McCloskey
For Pension Practitioner .Com 

Mr Rob Verbaten
Rovers Flooring Limited
Unit 33, Jubilee Trade Centre
Jubilee Road
Letchworth Garden City
SG6 1SP

										21 May 2007					

Dear Mr Verbaten,

Rovers Flooring Executive Pension Scheme

Please find enclosed the original Trust Deed & Rules for your safekeeping.

We have sent a copy to Barnett Waddingham for their files and confirm that this now closes the matter.  We understand that David Omisade of Maxwell Jones is corresponding with you to finalise the registration of property title in your name and Mrs Verbaten. We will be in touch later in the year to carry out the pension scheme returns on your behalf.

Yours sincerely

Emeka Okeke
For Pension Practitioner .Com